ben stein
&
phil demuth

YOUR RETURNS VS. INDEX RETURNS SMACKDOWN

$ Total Value of your portfolio on 09/30/2009
$ New money you added to your portfolio during this period (other than dividends and capital gains)
$ Money you withdrew from the portfolio during this period (other than management fees)
$ Total Value of your portfolio on 12/31/2009
$ Dollar amount Fixed Income (Cash + Bonds) in your portfolio
% Your Estimated Total Return for the quarter ending 12/31/2009
% Total Return of a matched index fund portfolio for this period containing VT and BND (Total World Stock Market and Total US Bond Market)
Note: This total returns estimator is for your entertainment only. Contact your custodian or investment advisor to find out your returns.